Each day, under our own nose, there is a cost to the Starbucks habit. I am talking about something so innocent and naïve, we fail to see the harm it is doing to our pockets.
If both parties focus on the rational, business aspects of the deal, there is a greater chance that the personal -- and financial -- relationships involved will emerge intact.
The more business we do and information we share online, the more identity theft becomes a growing threat to our financial security. There are ways you can help protect your good name and credit. You've got to be vigilant and willing to put in a little effort on a regular basis. But as anyone who has ever been the victim of identity theft will tell you, it's worth it.
The average total child-rearing costs for a child born in 2012 and living at home through age 17 range from $173,490 to $399,780, depending on the family's income level.
Online criminals continuously change their operating methods. That's why it is crucial that Internet users keep up on the latest scams and the steps to take to protect their personal and financial information when online.
Financial planning is more than just a good idea. Research has consistently shown that people who have financial plans -- and who work with financial advisors -- save and invest far more and are nearly twice aslikely to feel on track or ahead of schedule in preparing for major financial goals, such as retirement.1